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Accident Preventive Culture Expansion Needs National Will
Dr. Abdolnaser Hemmati put great emphasis on the expansion of accident preventive culture, in the closing ceremony of the First National Festival on Accident Prevention, stating that cultivating culture and planning for the diminution of loss emanating from natural and man-made disasters is of paramount significance. The President of Bimeh Markazi Iran (Central Insurance of IR Iran) added that heart-breaking catastrophes over the last year including Plasco building collapse, Bou Ali Sina petrochemical plant"s blaze, Zemestan-Yurt mine blast, Semnan–Damghan train collision, along with a number of earthquakes occurred this year all imply that it could have been feasible to prevent them or reduce the financial loss or physical injury in the aftermath of such disasters provided that adherence to safety principles and risk management had been realized.
Given the critical role of insurance in accidents, Dr. Hemmati acknowledged that despite broad advertisement of insurance industry and frequent occurrence of accidents countrywide, the importance of insurance has not been understood by people, which indicates the necessity of preventive measures. As an illustration, Tehran fires are 20 times more than Hong Kong that is due to preventive maneuver. Dr. Hemmati highlighted figures saying that Iranian insurance industry registers 250 thousand billion Rials incurred loss, 100 thousand billion of which relates to driving accidents. Besides, financial loss can be compensated through insurance policy purchase, but suffering stemming from death or severe injuries affecting families is irretrievable; thus, it is prudent to step toward reducing the risk of accidents.
According to Dr. Hemmati, the weak spot in buying insurance policy can be traced in public unawareness; a vivid instance is the earthquake of Kermanshah with 1500 billion Rials loss. Here, 80 percent of insurance pertains to housing loans by banks, whereas many had not bought earthquake insurance policy. Statistically speaking, 85 percent of residential constructions have no fire insurance embracing earthquake coverage as well.
The Head of High Council of Insurance (HCI) said, “Considering JCPOA positive upshots, especially in the realm of insurance, it is wise to accumulate current risks and benefit from international capacity; compensating part of the loss, incurred during Kermanshah earthquake, by a foreign reinsurer is an example of the interaction in risk distribution at international scale.”
President Hemmati underscored fatality figures, saying that 10,500 were killed, whereas 210 thousand were injured since the beginning of this year, all echoing the importance of national will in resolving the problem.
Referring to the impact of national broadcasting, TV and radio in particular, on culture expansion, Dr. Hemmati asserted that related organizations and bodies should play a more active role in providing people with statistics, information and knowledge of accident preventive measures.
10:33 - 11/12/2017 / Number : 3043 / Show Count : 1285